4 Ways to Reduce Your Junk Mail and Junk Email - Savvy Savers Academy

4 Ways to Reduce Your Junk Mail and Junk Email

I may earn some coinage for my piggy bank or products from the companies mentioned in this post. Please see my disclaimer for more information. Thanks for your support!

Grrrr! So irritating.

Your mailbox is stuffed full day after day. Your counter is piling up with more and more papers. It's the curse of junk mail. If only there was a way to cut back on how much mail you get.

Here's 4 things you can do to reduce the amount of junk mail you receive...​


Credit Card Offers

​There are two main problems with receiving credit card offers in the mail.

  • They create a temptation to sign up and accumulate even more debt.
  • They pose a risk for identity theft if you have a problem with mail theft or don't dispose of them properly.

​You can opt-out of receiving pre-screen credit card offers doing the following:

  • Call 1-888-5-OPT-OUT or opt-out online at OptOutPrescreen.com
  • When opting-out online, be sure to select the Electronic Opt-Out or Permanent Opt-Out (permanent opt-out must be printed and mailed in). You don't want to select Opt-In.
  • You will be asked for your SSN. This site is secure and needs the information because your SSN is used by the credit reporting agencies to track you. If you are worried, there is an alternate option to opting-out manually listed below.
  • You may return to receiving offers by opting back in at a later time.

Catalogs​, Magazines and Other Mail

​Visit Direct Marketing Association online to set your mail preferences for magazines, catalogs, and other mail. There are numerous companies with many mailing lists, so understand that this isn't fool-proof but should reduce the amount of junk mail you receive. If you'd like to start receiving offers again, you can always add your name back to mailing lists by opting back in later.

  • Create a username and password and confirm your email address.
  • Login, click "Get Started" then "Manage My Mail"
  • Update your mailing preferences for catalogs, magazines, and other mail.
  • The option for credit card offers will redirect you to OptOutPreScreen.com (see above).​

Pre-Paid Return Envelopes

​Another way you can notify a company (such as credit card companies) that you no longer want to receive their offers is to return their pre-paid return envelope.

​This can be a good alternate for stragglers that come in after you've opted-out, but you'd have to do this for each piece of mail you receive from different companies.

credit card opt out
  • Use a marker to void all areas of the form that can contain personal information, especially the signature line.
  • Write "Remove from mailing list" next to your address on the form.
  • Mail it back in the provided pre-paid envelope (no cost to you!)

Unsubscribe From Junk Email

Another place that get's cluttered with offers is your email inbox. If companies are driving you nuts emailing you multiple times a day ... Or if you can't resist a good sale and it's too much of a temptation, it's time to unsubscribe.

All you have to do is scroll to the bottom of each email you no longer want to receive and click the "Unsubscribe" button that is required to be at the bottom of each company email.

Caution: Don't open emails that look suspicious (even if it says it's from your friend).

There should be an option to report the email as Spam or Junk without opening it. Select the email by checking the check box next to it, then select the option that your email service provider has to report it as Spam. This may be a "move to folder" option.

Here's hoping for less junk mail!


Cameron is a Financial Coach who works with couples and individuals to achieve financial freedom and peace of mind. She believes being in control of money = less stress + more fun! Join her on the journey to think about money less and enjoy life more.