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12 Helpful Tips for Building an Emergency Fund Fast


It was 10 days before Christmas the year my husband got laid off and lost his job.

We had nothing to fall back on.

I worked part-time for a $9/hour. That certainly wouldn’t take us very far.

To top it off, we had to return every single Christmas present that year to pay our most urgent living expenses.

That’s not even the end of the story.

Not long after that, I also lost my job and my husband had some health issues and ended up in the ER with no health insurance.

Youch!

It was a difficult time, and it took my husband nearly a year to return to a “good” job. (He wasn’t above flipping burgers until he could find a job with great income.)

Starting an emergency fund is so imperative to your finances. It’s literally an urgent matter for you to get one as soon as possible to deflect some of the worst possible financial disasters.

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The Worst Advice You Can Get to Pay Off Debt (And What to Do Instead)

Heads or tails?

If you want to pay off debt you can’t leave it to chance.

Choosing a strategy might feel like picking a side to a coin. Will it really work?

You should pick a solution that will get you the best results while sparing your dignity.

When it comes to paying off debt, there are solutions you should avoid like the plague.

Don’t sentence yourself to the worst possible payoff strategies.

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