We’re all guilty of it from time to time.
Even with the best laid plans, it’s inevitable that we’ll go over budget now and then.
But what happens when it’s not just a little thing here and there? (Those are almost unavoidable). What happens if it becomes a serious problem and consistently puts you over your budget?
Compulsive spending habits can cause serious strain on your finances and your relationships with others. The good news is, there is a way to overcome it if you put some effort into it. And, contrary to popular belief, you can still enjoy life even if you’re not spending more money than you have.
Let’s learn some ways on how to avoid overspending.
Weddings, as glorious of an occasion as they are, can top the list of the most expensive things we ever pay for in life. Dream weddings leave many couples starting of their life as a married couple in a serious amount of debt, straining the budget from the second the words “I do” are uttered.
The last thing I wanted when I got married was to start out with a debt that could easily go into the tens-of-thousands of dollars if not kept in check. I needed to be able to plan my wedding on a budget. Here are some things I did (and you can do) to keep that wedding budget under control.Your wedding is a special occasion and deserves to be celebrated. You can still plan a beautiful wedding with a limited budget and avoid going into debt. Stay committed to the bigger picture of avoiding future
Being broke sucks. I know, I’ve been there.
Budgeting when your broke might seem impossible, but the truth is, you need it more than ever if you’re short on cash. You literally cannot afford to go without a budget.
If you hate the word budget, turn it around and rename it to a spending plan. You’re going to spend your money (that’s what it’s for), so let’s make a plan to spend it with well thought out intention.