Blog - Page 4 of 14 - Savvy Savers Academy

How to Make a Cash Envelope Budget to Save You Money


I’ve be using a cash envelopes budget system for nearly 10 years now and it has been life changing.

Before using my envelopes, I solely used credit and debit cards. The problem was I always seemed to run out of money and could never keep up on my budget.

The temptation to buy stuff was always lingering and burning big holes in my pocket. I'd buy whatever I wanted, whenever I wanted. Just put it on the card and make the payments. Sound familiar?

When I decided to get serious about paying off debt was when I switched to using envelopes, it has a lot to do with why I was successful and can stick to a budget.

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How My Family Eats Well on a $400/Month Grocery Budget


I admit it, I'm a lazy shopper.

I have little kids that make shopping less than fun and there are so many other things to be doing. Grocery shopping is not my favorite chore.

Even though I don’t enjoy it, I’ve found ways to save my family a lot of money on groceries and not have to spend too much time at the grocery store.

Saving money on groceries doesn’t have to be difficult or “extreme”. There are some simple steps you can take to cut your grocery spending and save a lot of money.

Let’s talk about some ways you can cut your grocery bill and still eat healthy.

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