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Have you ever planted a garden? Starting fresh by placing seeds in the ground and watching them grow?

From humble beginnings, tiny seeds can grow into a variety of plants that can provide nourishment and beauty in our lives and our world.

Looking at the tiny seeds, you might not see the potential and power held in such an insignificant little vessel. Just like seeds, the actions we take and habits we create, can grow into something beautiful that cultivates our future.

If we develop poor habits, we will find ourselves living in a field of weeds that we unwittingly grew and overtake our lives. Living in the financial weeds can look like an empty bank account, a pile of debt, no plans for emergencies, suffering along from paycheck to paycheck, or crossing your fingers that you’ll be able to retire.

Let’s step out of the financial weeds and review the most underrated habits that hold tremendous power to achieving financial success.

You are incredible!

You are one of God’s creations and I believe He wants you to succeed and enjoy your life. And he doesn’t mind if you get rich along the way.

Think back to this time last year.

How have things gone? Are you still in the same tight spot you were a year ago? How about 5-years ago?

I hope you’ve seen progress in your life. If you’re moving forward, let’s keep that momentum going forward. If your stagnant, right now is the best time to get your engines cranking.

New Year’s is a great time to reflect and start setting goals we’d like to accomplish. But it doesn’t have to be New Year’s Day (or even a Monday) to start setting and working on your goals.

It’s time to stop procrastinating and start working on your goals today.

Here are nine things you can do to kick start your financial goals.

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Hold a quarter in front of your eye.

Give good ol’ George Washington the stare down.

(Bear with me, there is a lesson here.)

What do you see?

If you’re staring Washington right in the eye, you probably see mostly the quarter (duh, right?)

Now, keeping it right in front of your eye, try to see past it.

It’s very difficult to focus on anything else when something is so prominently taking up most of your focus. Even when you try to shift your focus to everything else, you still have that pesky quarter taking up a majority of your view.

Likewise, when we’re in the midst of financial struggles it’s hard to focus on anything else. It’s like that darned quarter stuck in front of our face.

Let’s think of some ways we can shift our focus despite money problems so that you can still feel gratitude and stay positive as you work on making things great again.